Downtown Homes under $400,000

Downtown Homes under $400,000

Welcome to Downtown Kentucky, a vibrant and dynamic subdivision that perfectly blends urban charm with suburban comfort. Nestled in the heart of the state, Downtown offers a unique lifestyle where rich history meets modern convenience. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this community has something for everyone.

One of the standout features of Downtown is its diverse array of homes, many of which are attractively priced under $400,000. Here, you’ll find an impressive selection of single-family homes, townhouses, and condos that cater to various tastes and lifestyles. From quaint historical properties with character to contemporary designs featuring open floor plans, the options are plentiful. Each home is designed to provide comfort and style, making it easy to find your dream space without breaking the bank.

Living in Downtown means you’re just steps away from an array of amenities. Enjoy easy access to local shops, restaurants, and entertainment venues that make this area a lively hub. Parks and recreational areas are also nearby, perfect for outdoor enthusiasts and families looking to enjoy the fresh Kentucky air.

The community spirit in Downtown is palpable, with friendly neighbors and local events that bring everyone together. With its affordable housing options and prime location, Downtown Kentucky is not just a place to live—it's a place to thrive. Come discover why so many are choosing to call this charming subdivision home!

Newest Downtown Homes under $400,000

207 1/2 York St, Lexington
$159,900
3 Beds ⋅ 1 Baths ⋅ 26027926 MLS
Affordable, adorable, and completely renovated! Welcome to 207 1/2 York Street, where all the hard work has been done for you! This cozy 3-bedroom, 1-bath home with a cute yard has been completely renovated with new insulation and a fresh new kitchen, HVAC and roof are both 4 years old. Enjoy the first-floor bedroom, a covered back patio, and a fenced backyard. Conveniently located near downtown Lexington, Greyline Station, West Sixth Brewing, and local parks. Move-in ready and priced under $160,000—what a find!

207 1/2 York St, Lexington
108 Stagg St, Harrodsburg
$135,000
2 Beds ⋅ 2 Baths ⋅ 26026712 MLS
This two-bedroom home is conveniently located close to town, shopping, and everyday amenities. The property also features a bonus room with a separate entrance, offering additional space and flexibility for a variety of uses. The home is being sold AS IS, WHERE IS, with all belongings and personal property remaining at the home. Nothing will be removed prior to closing, and the buyer will be responsible for removing any items they do not wish to keep. Buyer is responsible for verifying all aspects of the property, including but not limited to acreage, square footage, and any other information deemed important to the buyer.

108 Stagg St, Harrodsburg
145 Halls Rd, Stanton
$239,900
4 Beds ⋅ 2 Baths ⋅ 26027882 MLS
Absolute Doll house with a covered front porch, corner lot, storage building, and one car garage! Easy walking to restaurants and shopping! 4 bedrooms (2 downstairs and 2 upstairs), 2 full bathrooms (one upstairs and one downstairs), Spacious kitchen with stainless appliances, New Flooring and Carpeting! Excellent location, excellent price, and move in ready!

145 Halls Rd, Stanton
158 York St, Lexington
$225,000
3 Beds ⋅ 2 Baths ⋅ 26027812 MLS
Welcome to this charming 3-bedroom, 1.5-bath home in the heart of downtown Lexington! Built in 2017, this thoughtfully designed home blends modern convenience with the timeless character and charm of the surrounding neighborhood. Inside, you'll find beautiful hardwood flooring throughout and a bright, inviting open-concept layout. The spacious family room with vaulted ceilings flows seamlessly into the kitchen, which features butcher block countertops and subway tile backsplash, creating the perfect space for everyday living and entertaining. Step outside onto the deck to enjoy your own private outdoor retreat. With its ideal downtown location, stylish finishes, and unique blend of character and modern amenities, this special home is truly a rare find. Homes like this don't stay on the market for long!

158 York St, Lexington
302 Commerce St, Maysville
$192,000
3 Beds ⋅ 2 Baths ⋅ 26027744 MLS
Welcome to 302 Commerce Street -- a beautifully revived 1909 home in the heart of downtown Maysville. This stunning property blends historic charm with the feel of new construction after an extensive renovation throughout. Nearly every major component has been updated, including brand-new water lines, HVAC system, water heater, completely renovated kitchen and two full bathrooms, along with all new flooring, paint, trim, and more. With a fresh gravel lot and convenient off-street parking, this property offers both character and functionality. Inside, you'll find three designated bedrooms, two full bathrooms, and multiple bonus rooms that provide endless possibilities for a home office, playroom, guest space, or additional living area. The spacious layout makes this home feel even larger than expected while maintaining the warmth and character of a historic downtown property.

302 Commerce St, Maysville
510-512 N Central Ave, Nicholasville
$314,900
4 Beds ⋅ 4 Baths ⋅ 26027731 MLS
Newly completed duplex. Each side is completed with two spacious bedrooms, 1.5 bathrooms, and a nice open living concept. Enjoy the luxury vinyl plank flooring on the first level. Beautiful Cabinetry and access to rear yard. Size lot is great for long-term tenants. Dimensional shingles, city sewer, city water, electric heat pump on each side. Electric water heater. Located conveniently downtown Nicholasville. Do not miss this hard to find opportunity!

510-512 N Central Ave, Nicholasville
418 E Bridge St, Cynthiana
$299,900
4 Beds ⋅ 2 Baths ⋅ 26027059 MLS
Own a piece of Downtown Cynthiana history in a home that is affectionally known locally as "The Hutchinson House". This is a Victorian era-built home circa 1860 featuring 4 Bedrooms and 2 Bathrooms. As you approach this home you will notice the brick, but not your run of the mill brick facia, these are solid Masonry brick Walls. Step onto a gorgeous half wrap-around porch, with tons of room, that leads into the scenic backyard that unveils two separate seating areas, One, A convenient partially shaded deck, the other, a perfect pergola on a concrete pad. When you open the custom hand-painted front door it will reveal the Grand Foyer with Original 1860s Hardwood flooring and an ornate Staircase!! Leaving the foyer, step into a large living room boasting a carved fireplace and 12-foot-tall ceilings that, like the Hardwood, run throughout this home!!! Continue through into a lovely sitting room that is absolutely perfect for getting cozy and reading your favorite book! Passing the first full bathroom you will find an Expansive kitchen with tons of counter space and cabinets for storage. Completing the downstairs loop brings us to the formal dining room and back to the foyer. Up the stairs the antique Hardwood flooring, carpet and 12-foot-tall ceilings continues to carry throughout. The massive Primary Bedroom is accompanied by more spacious bedrooms, one of which has converted into a substantial primary Closet, and the second full bathroom. Attic access is on this level as well. Schedule a showing and Make this Historic house Your Home!!

418 E Bridge St, Cynthiana
473 E Office St, Harrodsburg
$125,000
2 Beds ⋅ 1 Baths ⋅ 26027605 MLS
Conveniently located close to town, this 2-bedroom, 1-bath home offers a kitchen and a large laundry area with the potential for an additional bedroom or home office. Detached 1 car garage provides space for parking or storage. This will make an excellent investment property or starter home!

473 E Office St, Harrodsburg
93 N Main St, Whitley City
$149,900
3 Beds ⋅ 1 Baths ⋅ 26027563 MLS
Coming Soon in Whitley City! This completely remodeled 3-bedroom, 1-bath home is available at just $149,900. Full of beautiful character and charm while still offering the modern updates buyers are looking for, this one is truly move-in ready. Features include HVAC and appliances updated in 2024, a roof approximately 5 years old, a newer water heater, fresh paint throughout, a natural gas fireplace and oven, an accessible primary bedroom and bathroom, and a spacious upstairs walk-in closet. From the double front porch to the charming details throughout, this home is one you'll want to see in person. Stay tuned for more photos!

93 N Main St, Whitley City
105 Bennett Pl, Richmond
$177,900
3 Beds ⋅ 1 Baths ⋅ 26027555 MLS
Downtown Richmond living with space to spread out! This charming 3-bedroom, 1-bath home offers the perfect combination of location, and character! Inside, you'll find a welcoming layout and a kitchen featuring beautiful countertops! The unfinished walkout basement provides tons of possibilities - extra storage, a workshop, hobby space, or room to make your own. Outside, the large backyard is ready for summer cookouts, pets, gardening, or simply relaxing at home. Conveniently located near downtown Richmond, Arlington Golf Course, shopping, dining, and local amenities. Whether you're looking for your first home, your next home, or an investment opportunity - this one checks all the boxes!

105 Bennett Pl, Richmond
213 E Broadway St, Winchester
$200,000
3 Beds ⋅ 1 Baths ⋅ 26027397 MLS

213 E Broadway St, Winchester
350 E Short St Unit 211, Lexington
$360,000
2 Beds ⋅ 2 Baths ⋅ 26027351 MLS
Improved price! Great opportunity to secure a turn-key condo in a highly sought-after Lexington neighborhood.This 2 bedroom 2 bath condo offers modern architectural bones with it's 11ft metal deck ceilings, open layout, ample bedroom sizes, and beautiful, sweeping natural light through the floor to ceiling window that frames the unit. This condo is perfect for those seeking a sophisticated primary residence or a refined, lock-and-leave lifestyle, the property features easy access to the rooftop patio, steps away from the elevator to the parking garage where you will have one numbered space and a parking sticker for a second vehicle on adjacent parking lot. Rest easy knowing that there is on-site management, a room designated for package delivery (no missed deliveries), and a fully equipped fitness center. Enjoy the absolute best of downtown Lexington living with numerous dining spots, parks, and shopping just outside your door.

350 E Short St Unit 211, Lexington
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