Downtown Homes under $350,000

Downtown Homes under $350,000

Welcome to Downtown, Kentucky – a vibrant and thriving subdivision that perfectly blends urban charm with a welcoming community spirit. Nestled in the heart of the Bluegrass State, Downtown offers an eclectic mix of historic architecture, modern conveniences, and a lively atmosphere that makes it a sought-after destination for homebuyers.

One of the standout features of Downtown is its diverse selection of homes, particularly those priced under $350,000. This makes it an ideal location for first-time buyers, young professionals, or families seeking an affordable entry into the housing market without sacrificing quality or location. Here, you’ll find a variety of properties, from cozy bungalows to contemporary townhouses, each with unique character and appeal.

Living in Downtown means you’re never far from the action. With an array of local shops, trendy restaurants, and cultural attractions just a stone’s throw away, you’ll enjoy the convenience of urban living while still experiencing the warmth of a close-knit community. Parks and recreational areas provide ample opportunities for outdoor activities, making it easy to embrace the beautiful Kentucky weather.

Moreover, Downtown is well-connected, offering easy access to major highways and public transportation, making commutes to nearby cities a breeze. Whether you’re looking to enjoy the excitement of city life or simply want a peaceful retreat, Downtown, KY, has it all. Explore your options today and discover why this enchanting subdivision is the perfect place to call home!

Newest Downtown Homes under $350,000

207 1/2 York St, Lexington
$159,900
3 Beds ⋅ 1 Baths ⋅ 26027926 MLS
Affordable, adorable, and completely renovated! Welcome to 207 1/2 York Street, where all the hard work has been done for you! This cozy 3-bedroom, 1-bath home with a cute yard has been completely renovated with new insulation and a fresh new kitchen, HVAC and roof are both 4 years old. Enjoy the first-floor bedroom, a covered back patio, and a fenced backyard. Conveniently located near downtown Lexington, Greyline Station, West Sixth Brewing, and local parks. Move-in ready and priced under $160,000—what a find!

207 1/2 York St, Lexington
108 Stagg St, Harrodsburg
$135,000
2 Beds ⋅ 2 Baths ⋅ 26026712 MLS
This two-bedroom home is conveniently located close to town, shopping, and everyday amenities. The property also features a bonus room with a separate entrance, offering additional space and flexibility for a variety of uses. The home is being sold AS IS, WHERE IS, with all belongings and personal property remaining at the home. Nothing will be removed prior to closing, and the buyer will be responsible for removing any items they do not wish to keep. Buyer is responsible for verifying all aspects of the property, including but not limited to acreage, square footage, and any other information deemed important to the buyer.

108 Stagg St, Harrodsburg
145 Halls Rd, Stanton
$239,900
4 Beds ⋅ 2 Baths ⋅ 26027882 MLS
Absolute Doll house with a covered front porch, corner lot, storage building, and one car garage! Easy walking to restaurants and shopping! 4 bedrooms (2 downstairs and 2 upstairs), 2 full bathrooms (one upstairs and one downstairs), Spacious kitchen with stainless appliances, New Flooring and Carpeting! Excellent location, excellent price, and move in ready!

145 Halls Rd, Stanton
158 York St, Lexington
$225,000
3 Beds ⋅ 2 Baths ⋅ 26027812 MLS
Welcome to this charming 3-bedroom, 1.5-bath home in the heart of downtown Lexington! Built in 2017, this thoughtfully designed home blends modern convenience with the timeless character and charm of the surrounding neighborhood. Inside, you'll find beautiful hardwood flooring throughout and a bright, inviting open-concept layout. The spacious family room with vaulted ceilings flows seamlessly into the kitchen, which features butcher block countertops and subway tile backsplash, creating the perfect space for everyday living and entertaining. Step outside onto the deck to enjoy your own private outdoor retreat. With its ideal downtown location, stylish finishes, and unique blend of character and modern amenities, this special home is truly a rare find. Homes like this don't stay on the market for long!

158 York St, Lexington
302 Commerce St, Maysville
$192,000
3 Beds ⋅ 2 Baths ⋅ 26027744 MLS
Welcome to 302 Commerce Street -- a beautifully revived 1909 home in the heart of downtown Maysville. This stunning property blends historic charm with the feel of new construction after an extensive renovation throughout. Nearly every major component has been updated, including brand-new water lines, HVAC system, water heater, completely renovated kitchen and two full bathrooms, along with all new flooring, paint, trim, and more. With a fresh gravel lot and convenient off-street parking, this property offers both character and functionality. Inside, you'll find three designated bedrooms, two full bathrooms, and multiple bonus rooms that provide endless possibilities for a home office, playroom, guest space, or additional living area. The spacious layout makes this home feel even larger than expected while maintaining the warmth and character of a historic downtown property.

302 Commerce St, Maysville
510-512 N Central Ave, Nicholasville
$314,900
4 Beds ⋅ 4 Baths ⋅ 26027731 MLS
Newly completed duplex. Each side is completed with two spacious bedrooms, 1.5 bathrooms, and a nice open living concept. Enjoy the luxury vinyl plank flooring on the first level. Beautiful Cabinetry and access to rear yard. Size lot is great for long-term tenants. Dimensional shingles, city sewer, city water, electric heat pump on each side. Electric water heater. Located conveniently downtown Nicholasville. Do not miss this hard to find opportunity!

510-512 N Central Ave, Nicholasville
418 E Bridge St, Cynthiana
$299,900
4 Beds ⋅ 2 Baths ⋅ 26027059 MLS
Own a piece of Downtown Cynthiana history in a home that is affectionally known locally as "The Hutchinson House". This is a Victorian era-built home circa 1860 featuring 4 Bedrooms and 2 Bathrooms. As you approach this home you will notice the brick, but not your run of the mill brick facia, these are solid Masonry brick Walls. Step onto a gorgeous half wrap-around porch, with tons of room, that leads into the scenic backyard that unveils two separate seating areas, One, A convenient partially shaded deck, the other, a perfect pergola on a concrete pad. When you open the custom hand-painted front door it will reveal the Grand Foyer with Original 1860s Hardwood flooring and an ornate Staircase!! Leaving the foyer, step into a large living room boasting a carved fireplace and 12-foot-tall ceilings that, like the Hardwood, run throughout this home!!! Continue through into a lovely sitting room that is absolutely perfect for getting cozy and reading your favorite book! Passing the first full bathroom you will find an Expansive kitchen with tons of counter space and cabinets for storage. Completing the downstairs loop brings us to the formal dining room and back to the foyer. Up the stairs the antique Hardwood flooring, carpet and 12-foot-tall ceilings continues to carry throughout. The massive Primary Bedroom is accompanied by more spacious bedrooms, one of which has converted into a substantial primary Closet, and the second full bathroom. Attic access is on this level as well. Schedule a showing and Make this Historic house Your Home!!

418 E Bridge St, Cynthiana
473 E Office St, Harrodsburg
$125,000
2 Beds ⋅ 1 Baths ⋅ 26027605 MLS
Conveniently located close to town, this 2-bedroom, 1-bath home offers a kitchen and a large laundry area with the potential for an additional bedroom or home office. Detached 1 car garage provides space for parking or storage. This will make an excellent investment property or starter home!

473 E Office St, Harrodsburg
93 N Main St, Whitley City
$149,900
3 Beds ⋅ 1 Baths ⋅ 26027563 MLS
Coming Soon in Whitley City! This completely remodeled 3-bedroom, 1-bath home is available at just $149,900. Full of beautiful character and charm while still offering the modern updates buyers are looking for, this one is truly move-in ready. Features include HVAC and appliances updated in 2024, a roof approximately 5 years old, a newer water heater, fresh paint throughout, a natural gas fireplace and oven, an accessible primary bedroom and bathroom, and a spacious upstairs walk-in closet. From the double front porch to the charming details throughout, this home is one you'll want to see in person. Stay tuned for more photos!

93 N Main St, Whitley City
105 Bennett Pl, Richmond
$177,900
3 Beds ⋅ 1 Baths ⋅ 26027555 MLS
Downtown Richmond living with space to spread out! This charming 3-bedroom, 1-bath home offers the perfect combination of location, and character! Inside, you'll find a welcoming layout and a kitchen featuring beautiful countertops! The unfinished walkout basement provides tons of possibilities - extra storage, a workshop, hobby space, or room to make your own. Outside, the large backyard is ready for summer cookouts, pets, gardening, or simply relaxing at home. Conveniently located near downtown Richmond, Arlington Golf Course, shopping, dining, and local amenities. Whether you're looking for your first home, your next home, or an investment opportunity - this one checks all the boxes!

105 Bennett Pl, Richmond
213 E Broadway St, Winchester
$200,000
3 Beds ⋅ 1 Baths ⋅ 26027397 MLS

213 E Broadway St, Winchester
2015 Old Main St, Maysville
$70,000
4 Beds ⋅ 2 Baths ⋅ 26027327 MLS
Big ideas belong here! In the heart of Historic Old Washington, this mixed-use property pairs private living quarters with expansive commercial spaces near gift shops, attractions, and the charming town square. The residential area features bright bedrooms with historic charm, an updated bathroom, and an outdoor shower nestled among bamboo- ideal for exploring live/work or short-term rental possibilities. Large open rooms, gorgeous hardwood floors, and multiple side entrances invite your vision for a shop, studio, gallery, gathering space, or other venture, subject to approvals. Work remains, but the character, space, and setting are ready for your next chapter. Let the virtual staging photos get your imagination going with all this could be. Bring your dreams to this incredible opportunity and see what you could create!

2015 Old Main St, Maysville
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