Downtown Homes under $150,000

Downtown Homes under $150,000

Welcome to Downtown, a vibrant and dynamic subdivision nestled in the heart of Kentucky! This charming area is perfect for those seeking a blend of urban convenience and suburban comfort. With its rich history and modern amenities, Downtown offers a unique living experience that appeals to a variety of lifestyles.

One of the standout features of Downtown is its affordability. For buyers looking for homes under $150,000, this subdivision presents an incredible opportunity. Here, you can find a diverse selection of properties that cater to first-time homebuyers, families, and investors alike. From cozy bungalows to quaint townhouses, each home is infused with character and potential, providing a great canvas for your personal touch.

The community itself is thriving, with an array of local shops, restaurants, and parks just a stone's throw away. Enjoy leisurely strolls along tree-lined streets, where you can immerse yourself in the local culture, or take advantage of the nearby recreational facilities that promote an active lifestyle. Downtown is not just a place to live; it's a community that fosters connections and a sense of belonging.

With easy access to major highways and public transportation, commuting to nearby cities is a breeze, making Downtown an ideal choice for those who work in the bustling metropolitan areas while cherishing the charm of suburban life.

If you're searching for an affordable home in a lively and welcoming community, Downtown, KY, is the perfect destination. Discover your dream home today and experience all that this enchanting subdivision has to offer!

Newest Downtown Homes under $150,000

608 Elm Tree Ln, Lexington
$140,000
2 Beds ⋅ 1 Baths ⋅ 26028050 MLS
Welcome to downtown Lexington living! This charming, single-story ranch offers 2 bedrooms, 1 full bathroom, and approximately 986 square feet of living space. Originally built in 1900 and situated on a crawl space, this home combines historic character with numerous recent updates and improvements. The current owner has invested in several upgrades, including a new roof installed in May 2026 featuring 30-year dimensional shingles, new drip edge, and ridge protection. Additional exterior improvements completed in 2026 include new gutters, downspouts, and gutter guards, a new backyard privacy fence with gate, replacement deck boards, and a new exterior water spigot. Inside, recent improvements include new bedroom carpeting, updated bathroom and kitchen tile, a new bathroom vanity and toilet, and a newer hot water heater installed in 2024. The gas heating system also received a new thermostat and heat sensor in December 2025. Location is another standout feature! Enjoy being within walking distance of Duncan Park and just minutes from the restaurants, shopping, entertainment, and conveniences that downtown Lexington has to offer. Whether you're searching for a primary residence, looking to downsize, or exploring an investment opportunity, this property offers an excellent combination of manageable square footage, recent improvements, and convenient access to the heart of Lexington. Don't miss your opportunity to own a piece of downtown Lexington! Schedule your private showing today!

608 Elm Tree Ln, Lexington
108 Stagg St, Harrodsburg
$135,000
2 Beds ⋅ 2 Baths ⋅ 26026712 MLS
This two-bedroom home is conveniently located close to town, shopping, and everyday amenities. The property also features a bonus room with a separate entrance, offering additional space and flexibility for a variety of uses. The home is being sold AS IS, WHERE IS, with all belongings and personal property remaining at the home. Nothing will be removed prior to closing, and the buyer will be responsible for removing any items they do not wish to keep. Buyer is responsible for verifying all aspects of the property, including but not limited to acreage, square footage, and any other information deemed important to the buyer.

108 Stagg St, Harrodsburg
473 E Office St, Harrodsburg
$125,000
2 Beds ⋅ 1 Baths ⋅ 26027605 MLS
Conveniently located close to town, this 2-bedroom, 1-bath home offers a kitchen and a large laundry area with the potential for an additional bedroom or home office. Detached 1 car garage provides space for parking or storage. This will make an excellent investment property or starter home!

473 E Office St, Harrodsburg
93 N Main St, Whitley City
$149,900
3 Beds ⋅ 1 Baths ⋅ 26027563 MLS
Coming Soon in Whitley City! This completely remodeled 3-bedroom, 1-bath home is available at just $149,900. Full of beautiful character and charm while still offering the modern updates buyers are looking for, this one is truly move-in ready. Features include HVAC and appliances updated in 2024, a roof approximately 5 years old, a newer water heater, fresh paint throughout, a natural gas fireplace and oven, an accessible primary bedroom and bathroom, and a spacious upstairs walk-in closet. From the double front porch to the charming details throughout, this home is one you'll want to see in person. Stay tuned for more photos!

93 N Main St, Whitley City
2015 Old Main St, Maysville
$70,000
4 Beds ⋅ 2 Baths ⋅ 26027327 MLS
Big ideas belong here! In the heart of Historic Old Washington, this mixed-use property pairs private living quarters with expansive commercial spaces near gift shops, attractions, and the charming town square. The residential area features bright bedrooms with historic charm, an updated bathroom, and an outdoor shower nestled among bamboo- ideal for exploring live/work or short-term rental possibilities. Large open rooms, gorgeous hardwood floors, and multiple side entrances invite your vision for a shop, studio, gallery, gathering space, or other venture, subject to approvals. Work remains, but the character, space, and setting are ready for your next chapter. Let the virtual staging photos get your imagination going with all this could be. Bring your dreams to this incredible opportunity and see what you could create!

2015 Old Main St, Maysville
111 N Central Ave, Nicholasville
$75,000
1 Beds ⋅ 1 Baths ⋅ 26026910 MLS
Wanting to flip a home, then this is the one you want! Call with any questions you may have.

111 N Central Ave, Nicholasville
105 Turner Ave, Lancaster
$123,900
2 Beds ⋅ 1 Baths ⋅ 26026732 MLS
Welcome to a charming Lancaster home with plenty of personality and potential! This 2-bedroom, 1-bath property has been thoughtfully updated while still maintaining some of its original character. Recent improvements include updated flooring, a refreshed kitchen, and a beautifully updated bathroom with modern tile details. The home also offers approximately 420 square feet of unfinished basement space, providing excellent room for laundry, storage, a workshop, hobbies, or future possibilities. The basement is accessed from the exterior. Outside, the generous lot gives you space for gardening, entertaining, pets, or simply enjoying your own outdoor space. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this home offers an affordable way to put down roots in Lancaster!

105 Turner Ave, Lancaster
103 Bennett Ct, Richmond
$100,000
4 Beds ⋅ 2 Baths ⋅ 26026406 MLS
Auction Live or Online October 24 at 10 AM. Welcome to this spacious 4-bedroom, 2-bath home conveniently located in downtown Richmond! Offering approximately 2,500 square feet of living space plus a basement, this property provides plenty of room for comfortable living, entertaining, and storage. The home's central location puts you close to downtown shopping, dining, local businesses, and other Richmond amenities. With four bedrooms, two full baths, generous living space, and the added versatility of a basement, this property offers a great opportunity for homeowners or investors looking for space and convenience in the heart of Richmond. Don't miss the opportunity to make this downtown property your next home or investment! Sale terms: If you bid online you must submit a letter of good standing from your bank at least 24 hours prior to auction. Selling by the deed. Call Auctioneer Ken DeGrant license # 281879 www.highpointky.com

103 Bennett Ct, Richmond
607 N 2nd St, Central City
$129,900
3 Beds ⋅ 1 Baths ⋅ 26026362 MLS
This remodeled doll house is located just minutes from local shops, schools and downtown. This 3 bedroom home features large bedrooms with a large lot. There is plenty of space to build a shop, install a pool or just let kids outside to play! All new windows , new hot water heater, new flooring, new paint which looks great! At 129,900 this house is priced to sell fast call today this one will not last!

607 N 2nd St, Central City
412 Poplar Ter, Harlan
$125,000
3 Beds ⋅ 1 Baths ⋅ 26026305 MLS
I found your new house overlooking the city of Harlan. This house is just above sunshine preschool and a 5-minute walk to Harlan Independent School. There are great features about this home including a fenced in front and back yard with an above ground pool and deck. All 3 bedrooms and bath are located on the second floor with deep walk-in closets. Stainless dishwasher and refrigerator in the kitchen and an electric range. This property has a private drive with a 1 car detached garage. Schedule your showing today

412 Poplar Ter, Harlan
186 Eddie St, Lexington
$125,000
3 Beds ⋅ 1 Baths ⋅ 26025797 MLS
Welcome to this charming 3 bed, 1 bath home at 186 Eddie Street featuring new flooring, new lighting, new kitchen appliances, and refreshed bathroom fixtures. Move-in ready with modern style and ideal as a starter home or investment rental property. Enjoy a fully fenced yard with a charming front porch for relaxation. Located just minutes from downtown Lexington that is rich with fine restaurants, entertainment, parks, and shopping. Don't miss this opportunity to own an affordable downtown property!

186 Eddie St, Lexington
231 Pine St, Paintsville
$130,000
2 Beds ⋅ 1 Baths ⋅ 26025631 MLS
Per the owner; this recently remodeled home has received all of the following updates: subfloor, floor coverings, drywall & paint, HVAC, plumbing, and water heater.

231 Pine St, Paintsville
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