Downtown Homes with Unfinished Basement

Downtown Homes with Unfinished Basement

Welcome to Downtown, Kentucky – a vibrant and charming subdivision that perfectly blends urban convenience with a warm, community feel. Nestled in the heart of the state, Downtown offers residents an eclectic mix of historic architecture, modern amenities, and a lively atmosphere that makes it a sought-after destination for homebuyers.

One of the standout features of homes in Downtown is the availability of properties with unfinished basements. These versatile spaces provide the perfect canvas for your imagination, allowing you to create the ultimate retreat tailored to your lifestyle. Whether you envision a cozy family room, a home gym, or an entertainment hub, the potential is limitless. Unfinished basements not only add value to your home but also offer additional square footage that can be customized to meet your needs.

Living in Downtown means you’re just steps away from an array of local shops, delightful eateries, and cultural attractions. Enjoy leisurely strolls through tree-lined streets or unwind at one of the nearby parks. With a strong sense of community, friendly neighbors, and regular events that bring everyone together, Downtown is more than just a place to live; it’s a place to thrive.

Explore the charm of Downtown, Kentucky, and discover the perfect home with an unfinished basement that awaits your personal touch. Embrace the opportunity to create a space that reflects your unique style while enjoying all the benefits of this lively and welcoming community. Your dream home is just around the corner!

Newest Downtown Homes with Unfinished Basement

$225,900
3 Beds ⋅ 1 Baths ⋅ 26020183 MLS
**Professional exterior and interior photos coming 7/30** Welcome to 365 Williams Street! This brick veneer ranch is in exceptional condition and ready to welcome its next owner. Located in friendly Mt. Vernon, just steps from the elementary school, you will be greeted with beautiful landscaping greets from the moment you arrive and you will find true pride of ownership throughout. Inside, three bedrooms and a beautifully remodeled bathroom offer comfortable, move-in-ready living. The kitchen features updated granite countertops and a well-appointed gas range and refrigerator, perfect for everyday meals or holiday gatherings. The spacious unfinished basement holds real potential. There is framing already in place for a fourth bedroom, plus ample space for an additional bathroom, and a second living area, plus a dedicated workshop for hobbies or storage. This home has been meticulously maintained, with the heating system, ductwork, water heater, and roof all replaced in recent years, and a 200 amp breaker box added for peace of mind. Enjoy the composite deck for easy, low-maintenance outdoor living. Unbeatable location-close to Rockcastle Regional Hospital, minutes from Renfro Valley and Lake Linville, and quick access to I-75. Perfect for first-time homebuyers or those ready to settle into their next stage of life. Don't miss this rare combination of quality, care, and location!

365 Williams St, Mt Vernon
$199,900
3 Beds ⋅ 1 Baths ⋅ 26019687 MLS
This one is special! An affordable 3BR/1BA home in the heart of Richmond, offering a true convenient lifestyle with all the heavy lifting of updates already done for you. Beautifully updated and ideally located, this home features functional updates including roofing shingles, gutters, HVAC system with gas backup, water heater, electrical panel, patio, flooring, paint, tiled shower, fencing, and more. Meticulously cared for, this one comes with an affordable price tag — a rare find! Two bedrooms and a full bath are on the main floor, while upstairs offers a 3rd bedroom and bonus area — perfect as a rec room — complete with its own mini-split system for ultimate comfort and control. The basement is fresh, bright, and clean, ideal for a workshop or storage, and features updated French doors. A private fenced backyard backs to a lush treeline, and the side screened-in porch offers excellent space for relaxing, pets, and play. This one is the total package!

103 Mildred Ct, Richmond
$495,000
2 Beds ⋅ 2 Baths ⋅ 26020088 MLS
The newly renovated Nave-Werhle House is available for purchase. This charming cottage dates to 1877 and is beautifully situated on S. Winter Street in Midway Kentucky. The location is superb, just steps from the Downtown Midway and all of the amenities offered there. The home has been tastefully renovated recently with a new Kitchen and high quality appliances, new primary bathroom with large walk in shower, and newly painted inside and out! Other features include very nice hardwood floors, 10ft ceilings, vaulted ceiling in the primary bedroom, large walk in closet, built in cabinetry in the family room, a charming front porch and side deck/porch, a 1 car detached garage with carport and basement storage area. While technically a two bedroom, two bath residence, it is currently configured as three bedrooms. Take your pick...either way this a great house in an awesome location.

208 S Winter St, Midway
$260,000
3 Beds ⋅ 2 Baths ⋅ 26019931 MLS
Just minutes from downtown Lawrenceburg and the Bluegrass Parkway, this 3 bedroom, 1.5 bath is looking for new owners! From its arched doorways, modern features, and extra storage spaces, this home is the perfect blend of timeless character and everyday functionality. Selling As-Is, Inspections welcome.

109 W Broadway St, Lawrenceburg
$229,900
3 Beds ⋅ 1 Baths ⋅ 26019869 MLS
This charming and updated 1950s home offers a great blend of character, comfort, and convenience. Located on a peaceful dead end street with minimal traffic, the setting feels quiet and welcoming. The home features a remodeled kitchen, new LVP waterproof flooring, new carpet, new vinyl siding, new windows, and refreshed interior spaces that maintain the warmth of the original design. A large, floored attic provides excellent storage, and the spacious privacy fenced backyard offers plenty of room for outdoor enjoyment, pets, gardening, or relaxing in a private setting. The location is a standout feature—just two blocks from Rock Fence Park, within walking distance of the elementary school, and close enough to stroll to downtown shops and local restaurants. This move in ready home is ideal for anyone who appreciates classic charm, thoughtful updates, and a convenient neighborhood setting.

105 Restk Ct, Nicholasville
$1,450,000
26019698 MLS
A rare opportunity to own one of Cynthiana's most recognizable and beloved businesses, Biancke's Restaurant has been serving the community since 1894, making it a true landmark with more than a century of history, tradition, and loyal customers. When you purchase Biancke's, you're not simply acquiring the real estate at 102 South Main Street in Cynthiana —you are investing in a well-established brand, an outstanding reputation, and a thriving business with a customer base that has already been built over generations. Strategically located in the heart of historic downtown Cynthiana, the property consists of three adjoining buildings seamlessly connected into an inviting main dining area with seating for approximately 175 guests. The 2019 addition of The Station at Biancke's expanded the restaurant with an additional 50 indoor seats and 50 outdoor patio seats, creating even more opportunities for dining, entertainment, and special events. Above the main restaurant is a spacious private banquet hall with seating for approximately 60 guests, currently not in use and offering tremendous potential for private parties, corporate events, rehearsal dinners, receptions, or additional business expansion. Known as the community's gathering place, Biancke's welcomes guests from breakfast through dinner while hosting countless family celebrations, bridal and baby showers, rehearsal dinners, business meetings, and memorable evenings with friends. Its longstanding presence has made it an integral part of the fabric of the community. Adding to the property's value, two beautifully renovated apartments on the second and third floors were completely remodeled in 2020 with exceptional attention to detail. Currently operating as a long-term rental and a successful Airbnb, these units provide valuable supplemental income while enhancing the property's investment appeal. This is a true turnkey operation, offering the rare chance to own an iconic Kentucky restaurant with multiple income streams, significant seating capacity, and an unmatched legacy. Continue a tradition that has thrived for more than 130 years while writing the next chapter in the story of one of downtown Cynthiana's most treasured destinations.

102 S Main St, Cynthiana
$275,000
3 Beds ⋅ 2 Baths ⋅ 26019685 MLS
**Open House Friday 7/24 5:00-7:00, and Sunday 7/26 1:00-3:00** Charming Downtown Georgetown Gem! This beautifully updated 3-bedroom, 1.5-bath home blends timeless character with modern finishes in a prime downtown location. Inside, you'll find gorgeous hardwood floors, fresh paint throughout, and an updated kitchen featuring elegant marble countertops. The functional layout offers two bedrooms on the main floor and a private third bedroom upstairs, providing flexibility for guests, a home office, or additional living space. Outside, enjoy the home's fresh curb appeal with all-new landscaping, creating a welcoming first impression. Conveniently located just minutes from downtown Georgetown's shops, restaurants, parks, and local events, this move-in-ready home is one you won't want to miss!

416 Chestnut St, Georgetown
$285,000
3 Beds ⋅ 1 Baths ⋅ 26019579 MLS
Beautifully updated while preserving its timeless character, this classic 1930s brick Cape Cod is nestled in one of Lexington's vibrant, walkable neighborhoods. This charming 3-bedroom home offers beautiful hardwood floors, abundant natural light, a tastefully updated kitchen, and inviting living spaces that blend historic character with everyday comfort. The welcoming front pergola provides the perfect spot to enjoy your morning coffee, while the fenced backyard features a fire pit area and plenty of space to relax or entertain. A detached garage and unfinished basement provide valuable storage and future potential. Enjoy a short walk to West Sixth Brewery, convenient access to the Legacy Trail, and all the dining, shopping, and entertainment that downtown Lexington has to offer. Move-in ready and full of character, this is one you won't want to miss.

721 Headley Ave, Lexington
$150,000
3 Beds ⋅ 1 Baths ⋅ 26019578 MLS
Looking for a home that's close to town without feeling like you're right in the middle of it? Take a look at 302 Cowden Court in Lancaster. This 3-bedroom, 1-bath home offers 1,050 square feet with a comfortable layout that's easy to make your own. The living room is a great size with plenty of natural light, and the eat-in kitchen has lots of cabinet space and room for everyone to gather around the table. Upstairs, you'll find a finished bonus space that would make a great bedroom, playroom, office, or just extra storage, whatever fits your needs. Outside, there's a nice yard with plenty of room for kids, pets, gardening, or simply enjoying the outdoors. The front deck is the perfect spot to sit with your morning coffee or unwind in the evening. Located just outside downtown Lancaster, you'll have quick access to local restaurants, shopping, schools, and everything else you need while still enjoying a quieter neighborhood feel. Whether you're buying your first home, looking to downsize, or searching for an investment property, this one is definitely worth a look. Come see what 302 Cowden Court has to offer!

105 Cowden Ct, Lancaster
$224,900
26019440 MLS
Come take a look at this historic, downtown 2 story building in Lancaster Public Square., where the past and present come together. Formerly the home of Napier Bros Clothing, this 2-story building is full of potential and suitable for many different uses. Nearly 2500 sq feet of open space on the first floor, 2 restrooms, dressing room, small office, central heat and air with the charm and craftsmanship of a century ago. Would be ideal to convert into professional offices, retail, entertainment, gym/ fitness, or any number of options. The 2nd floor is unfinished and great storage space. This iconic piece of Lancaster has ample public parking out front and is ready for a new owner for the first time in 40 years.

35 Public Sq, Lancaster
$350,000
2 Beds ⋅ 2 Baths ⋅ 26019437 MLS
Welcome to Unit 201 at The Lofts at Gratz Park, where location isn't just a feature, it's the entire advantage. This 2-bed/2-bath modern industrial loft sits in the heart of historic Gratz Park, a National Register neighborhood with restored 19th-century character and active walkable streets. From your front door, Rupp Arena is an 11-minute walk, the UK Campus is 16 minutes on foot, and virtually everything that defines Lexington's downtown life - dining, nightlife, culture, shopping, and the Opera House falls within a 5-15 minute walk. Historic Gratz Park itself is steps away, offering green space and walking paths. The unit features an open-concept living and kitchen that flows seamlessly with tall ceilings and striking exposed brick throughout. Modern industrial finishes, large windows that flood the space with natural light, two spacious bedrooms, and two full baths tie the home together. Dedicated basement storage space provides practical convenience, and an interior elevator, a rare downtown amenity, makes daily living effortless. This expertly renovated loft building contains only 8 units total, avoiding the apartment complex feel while offering professional amenities including secure entry, building security cameras, closed-circuit video entry system, and keyless access. A private entry foyer adds privacy and character. 1 parking spot included in HOA fees through a city agreement with LexPark, an exceptional value for downtown living. Perfect for UK visitors, extended stays, downtown professionals, students, or anyone seeking true walkable urban living without compromise. This is downtown done right with character, convenience, and community all within walking distance.

200 W Second St Unit 201, Lexington
$359,000
5 Beds ⋅ 2 Baths ⋅ 26018884 MLS
Beautifully preserved while boasting desirable modern conveniences, welcome to one of Harrodsburg's well-known, staple historic properties - the "Pulliam-Curry House"! Built in 1857 and recognized by the The Kentucky Trust for Historic Preservation, this 3500+sf board and batten 5 bedroom, 2 full bath gothic revival home has been rehabilitated and improved to accomodate the present-day lifestyle. History comes alive through details such as well maintained bargeboard, original hardwood flooring, grand 10ft ceilings, and gorgeous door casings/trim. Heritage is showcased through classic mantels, lovely built-ins, an iconic claw-foot tub, and enduring exposed brick. The welcoming front foyer highlights a focal piece chandelier with a stately staircase. Providing abundant entertainment space, the living and dining areas are vast, with the modern, oversized, eat-in kitchen featuring gas stainless appliances, bountiful cabinet/counter top space, recessed lighting and tile flooring! Rare for a home of this era, the primary suite includes a considerable walk-in closet and private entry into an updated full bath, including a double vanity, stylish tub/shower combo and tile flooring. All bedrooms are sizable, and the bonus room presents additional flex space, while the interior entry unfinished basement allows for easy access to systems! The covered front porch and broad rear patio are ideal for outdoor enjoyment, and the nearly 1000sf detached 3-car garage offers concrete floor, electric and maximum space for storage, vehicles and equipment. Situated on a large, unique .58-acre lot (walking distance to downtown), excellent yard space is available for outdoor enjoyment! With the ability to personalize the exterior of the property while preserving historical integrity, opportunity abounds to acquire a timeless treasure and make this home your own! Call today!

414 N Main St, Harrodsburg
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